Introduction
The property tax (impuesto predial) is a mandatory annual payment for all property owners in Mexico. This tax helps fund essential public services such as street maintenance, garbage collection, public lighting, and security—directly supporting local community development.
In 2026, several municipalities, including Playa del Carmen, are offering early-payment discounts and special programs to reward responsible taxpayers and support vulnerable groups.
In this article, we explain in a clear and simple way:
- How to calculate property tax in Mexico
- What discounts are available
- How to pay your property tax online quickly and securely
How is property tax calculated in Mexico for 2026?
The calculation is straightforward and fairly consistent across municipalities, based mainly on the cadastral value of the property.
Basic formula explained
Cadastral Value × 0.0019 = Property Tax
- Cadastral value: government-assessed value based on location, size, and construction. Usually lower than market value.
- 0.0019: estimated tax rate.
Practical example
Cadastral value: $2,000,000 MXN
2,000,000 × 0.0019 = $3,800 MXN
With Playa del Carmen discounts:
- 25% (Jan 1–15): $2,850 MXN
- 20% (Jan 16–31): $3,040 MXN
- 15% (February): $3,230 MXN
- 50% (vulnerable groups): $1,900 MXN
Why cadastral value matters
It is determined by:
- Location
- Land size and features
- Construction quality and size
Always verify your cadastral value with the local municipality.
Property tax discounts in Playa del Carmen 2026
- January 1–15: 25%
- January 16–31: 20%
- February: 15%
- 50% for seniors, retirees, and people with disabilities (conditions apply)
Property tax comparison: Mexico vs. U.S. & Canada
Mexico remains highly competitive for investors:
| Country | Average Property Tax |
|---|---|
| Mexico | 0.1% – 0.3% |
| United States | 1% – 2.5% |
| Canada | 0.5% – 1% |
Online property tax payment options
Most municipalities offer official online portals where you can:
- Enter your cadastral number
- Review the amount due
- Apply discounts
- Pay securely from anywhere in the world
Conclusion
Property tax in Mexico is low, transparent, and easy to manage, making it ideal for local and international investors. Paying early allows you to save money while supporting community development.
At Play-Investments, we guide our clients through every step of property ownership in Mexico—before, during, and after the purchase.
